Local transfers
Send money to vendors, contractors and suppliers who don't take cards — without leaving Darb or moving funds to a bank first.
Your fuel supplier, your landlord, the contractor who fitted out the new branch — plenty of the people you pay only take a bank transfer. Until now that meant moving money out of Darb and back into online banking, and losing the record. Local transfers close that gap: pay from the same balance your cards draw on, with the same trail.
01
When you add a beneficiary, Darb checks the IBAN against the account holder's name and returns the bank on file. If they don't match, you find out before the money moves, not after. Every beneficiary is confirmed and activated before it can receive a transfer.
02
Darb picks the rail for you. Transfers that qualify go through IPS and arrive in seconds; anything larger routes through SARIE automatically. You enter an amount and a beneficiary — there's nothing to choose.
03
Every transfer needs an OTP before it leaves. No standing authority, no saved approvals, no way for a payment to go out without someone deliberately confirming it.
04
Attach a purpose, a note and supporting documents to every transfer. The money and the paperwork stay together, so reconciliation doesn't mean matching a bank statement against a folder of PDFs.
Questions, answered
Qualifying transfers arrive in seconds via IPS. Larger transfers route through SARIE and settle within the banking day.
The full amount, including the fee, returns to your wallet and you're notified by email. Your balance reflects money in flight throughout, so you always know what's actually available.
Local transfers cover Saudi bank accounts. International payments are handled separately.
Stop moving money between Darb and your bank to pay the suppliers who don't take cards.
Darb